$2000.00 Rule

To assist in keeping my finances straight, I've implemented the $2000.00 rule: I check my bank accounts every payday; anything over $2000.00 in my checking account is moved to savings, and anything over $2000.00 in savings is moved to debt payment (or eventually, investment).  If my total expenditures for the last 30 days are under $2000.00, I have that amount available for personal puchases.

Upward Mobility

My new credit review came out today, and my credit score has improved for the first time in over a year. My credit score is still "fair," but thus begins the long trek back to credit mastery...

Goals for January 2009

January, 2009
Improve net worth to -$75,000

First Quarter 2009
Regain -$75,000 after paying taxes

2009
Improve Credit Rating over 700

Road to Recovery

My net worth is now the highest it has been since I bought my house. I predict owing less than $70,000 total by the end of the calendar year.

Life Lock

I joined Life Lock today, and will be disenrolling from the Bank of America credit-monitoring service soon.